Recession is here to stay for a year or two so we can not ignore it. “Don’t panic and do not bury your head in the sand.
Below are practical things we can do to survive it. 
- First question to ask yourself before buying anything is “Am I buying because it is cheap or because I need it”? You should only buy what you need not because it’s cheap.

• - Pay off as many loans and Credit cards as possible. – You may end up paying back a lot more than you borrowed and at very high interest rates and may not be able to afford the repayments, and the loan may be secured against your home which you could then lose.
• - Pay the most important bills like mortgage or rent, council tax, and gas and electricity first to avoid losing your home, having your gas and electricity cut off; or ending up in court and possibly prison.
• - Ensure you get the best value for every purchase you make and use shops/sites that rewards you for shopping with them. Try websites like http://www.jcbargainstore.com
• - Collect points of loyalty cards when you're shopping and swap them for money-off coupons and cut-price offers and products
• - Use Cashback site that reward you for registering and also rewards you for shopping by giving you cash back. There are a few of these site about so be careful not to use a rough site. Below are a number of recognised cashback site.  
• - www.Clickcashback.co.uk
• - www.Linemypocket.co.uk  
• - Look out for free coupons, online vouchers; discount codes before buying products or booking trips on the Internet. Try the discount and voucher code page of this website for some exciting discounts. Like http://www.jcbargainstore.com
• - Make use of price comparison site to ensure you are getting the best value for your goods.
• - Switch off electrical appliances when not in use. Do not leave appliances on standby. Do you know that up to 10% of the total electricity used in your home is due to appliances left on standby?
• - Check if you are entitled to any income. For example, tax credits, child benefit.
• - Sell your clutter on auction sites like eBay or eBid
• - Turning the thermostat down by one degree C can cut more than 10% from the average central heating bill
• - Where possible cook large portions of meal at a go and refrigerate.
• - Wherever possible avoid using fee-charging cash machines (ATMs). 
• - Before renewing your home insurance use a price comparison site to compare quotes and value.  
• - Make use of rainwater by attaching a water butt to a down pipe. Use this free resource to water your plants in the summer.
• - Are you making enough use of your gym membership? Are you watching all the sports and movie channels on your Sky TV package? Remember only pay for what you need.
• - Need advice on anything? Check on the internet for free independent advice.  Visit www.adviceguide.org.uk
• - Keep an eye on your credit rating and history using Experian